Public Notices: 4-24-2013

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Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated June 30, 2009, executed by MANUEL E. FARRAR (A/K/A MANUEL EARL FARRAR) AND OLIVIA FARRAR, husband and wife to Charles E. Tonkin, II, Trustee, of record in Record Book 120, Page 274, for the benefit of Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Investors Group, in the Register's Office Cannon County, Tennessee and to J. Phillip Jones and/or Jessica D. Binkley, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register's Office for Cannon County, Tennessee, to secure the indebtedness described; WHEREAS, said Deed of Trust was last assigned to Tennessee Housing Development Agency,  the entire indebtedness having been declared due and payable by Tennessee Housing Development Agency By And Through Its Servicer And Authorized Agent, U.S. Bank National Association, as provided in said Deed of Trust, I, J. Phillip Jones/Jessica D. Binkley, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on  FRIDAY, MAY 24, 2013 AT 11:15 A.M., AT THE FRONT DOOR OF THE CANNON COUNTY COURTHOUSE, WOODBURY, CANNON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  Cannon County, Tennessee, to wit:

Property located in thecountyofCannon,Tennessee:

A certain tract or parcel of realty situated in the Fifth (5th) Civil District of Cannon County,Tennessee, and being described as follows, to-wit:

Beginning on an iron pin in the west margin of Finnie Simmons Road (also known as Tommy Parker Road) at Alton Duke's southeast corner; running thence in a westerly direction with Duke's line 367 feet to an iron pin; thence continuing with Duke's line in a southerly direction 505 feet to an iron pin at Wendell Mitchells' northwest corner; thence in an easterly direction with Mitchell's line 170 feet to an iron pin at Rogers' southwest corner; thence in a northerly direction with Rogers' and Eva Lois Johnson's line 542 feet to Johnson's northwest corner; thence in an easterly direction with Johnson's line 128 feet to an iron pin in west margin of Finnie Simmons' road; thence in a northerly direction with said road margin 223 feet to the point of beginning, containing 1-1/2 acres, more or less.

Being the same property conveyed to Manuel E. Farrar by deed dated June 30, 2009 of record in record book 120, page 272, in the Register's Office of Cannon County, Tennessee.

This is improved property known as1083 Finnie Simmons Road,Woodbury,Tennessee37190.

Map 059  Parcel 155.00

The sale of the subject property is without warranty of any kind, and is further subject to the right of any tenant(s) or other parties or entities in possession of the property.

This sale is subject to any unpaid taxes, if any, any prior liens or encumbrances leases, easements and all other matters which take priority over the deed of trust under which this foreclosure sale is conducted, including but not limited to the priority of any fixture filing. If the U.S. Department Of The Treasury/ Internal Revenue Service, the state of Tennessee Department Of Revenue, or the state of Tennessee Department of Labor and Work Force Development are listed as interested parties in the advertisement, then the notice of this foreclosure is being given to them, and the sale will be subject to the applicable governmental entities right to redeem the property, all as required by 26 U.S.C. 7425 and T.C.A. 67-1-1433.  If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The trustee/substitute trustee reserves the right to rescind the sale

In the event the highest bidder does not honor the highest bid within 24 hours, the next highest bidder at the next highest bid will be deemed the successful bidder.

Other interested parties: Olivia Farrar; Tennessee Housing Development Agency

This is an attempt to collect a debt and any information obtained will be used for that purpose.  

This day, April 19, 2013.  This is improved property known as1083 Finnie Simmons Road,Woodbury,Tennessee37190.

 

J. Phillip Jones/Jessica D. Binkley, Substitute Trustee

1800 Hayes Street

Nashville,Tn37203

(615) 254-4430

www.phillipjoneslaw.com

F13-0237

3t-Apr. 24, May 1, 8

 

 

 

 

 

This Instrument Prepared By:

Lee & Lee Attorneys at Law, P.C.

109 East Gay Street

Lebanon,TN 37087

 

 

 

FORECLOSURESALENOTICE

WHEREAS, Jim Porter, by a Deed of Trust, dated October 31, 2005, of record in Record Book 79, Page 826, Register's Office for Cannon County, Tennessee, conveyed to Randall Clemons, Trustee, the hereinafter described real property to secure payment of a promissory note as described in said Deed of Trust; and 

WHEREAS, Robert Evans Lee having been appointed Substitute Trustee by Wilson Bank & Trust, the owner and holder of said note by an instrument of record in Record Book 145, Page 310, Register's Office for Cannon County, Tennessee, with authority to act alone with the powers given the Trustee; and

WHEREAS, default having occurred with respect to the note secured by the Deed of Trust, and the full balance owing having been accelerated; and

WHEREAS, Wilson Bank & Trust, as the owner and holder of said note, has demanded that the real property covered by the Deed of Trust be advertised and sold in satisfaction of said debt and the cost of the foreclosure, in accordance with the terms and provisions of said note and Deed of Trust;

NOW, THEREFORE, notice is hereby given that I, Robert Evans Lee, Substitute Trustee, pursuant to the power, duty and authority vested in and imposed upon me in said Deed of Trust, will on May 17, 2013 at 2:00 P.M., Central Time, at the front door of the Courthouse in Woodbury, Cannon County, Tennessee, offer for sale to the highest and best bidder for cash and free from all rights and equity of redemption, statutory or otherwise, homestead, dower and all other rights and exemptions of every kind as provided in said Deed of Trust, certain real property situated in Cannon County, Tennessee, described as follows:

MAP 077   PARCEL 066.00

LAND in the Fifth (5th) Civil District of Cannon County, Tennessee, being Tract 1 on the Jimmy and Barbara Young 2 Lot Subdivision, of record in Plat Cabinet 1, Slide 1-182-B of record in the Register's Office for Cannon County, Tennessee, to which plat reference is hereby made for a more complete and accurate legal description.

BEGINNING at an existing wood fence corner post at the east margin of TN Highway No. 53, and being a corner with Raymond Pedigo (147-030).  Proceeding with Pedigo (147-030) S 85 deg. 31' 00", E 380.29' to a wood fence corner post and being a corner with Raymond Pedigo (130-391).  Thence S 04 deg. 11' 13" W 98.19' to an iron pin, and a corner with Tract 2.  Thence with Tract 2, N 87 deg. 37' 42" W 378.54' to an iron pin in the east margin TN Highway No. 53.  Thence with said road margin, N 03 deg. 11' 42" E 112.17' to the beginning and containing 0.92 acres, according to a survey dated November 14, 1999, by Robert N. Kanter, TN RLS No. 995, P.O. Box 661, Manchester, TN 37349.

Being the same property conveyed to Jim Porter by deed of Barbara Young of record in Record Book 79, Page 824, Register's Office forCannon County,Tennessee.

Subject property has the address of9405 Jim Cummings Hwy,Bradyville,TN37026

The right is reserved to adjourn the day of sale to another day and time certain, without further publication and in accordance with law, upon announcement of said adjournment on the day and time and place of sale set forth above, and/or to sell to the second highest bidder in the event the highest bidder does not comply with the terms of the sale.

Substitute Trustee will make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Successor Trustee's Deed, as Substitute Trustee only.

THIS sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes which exist as a lien against said property, including without limitation city and county property taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption not otherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any prior liens or encumbrances that may exist against the property.  This sale is also subject to any matter that an accurate survey of the premises might disclose.

INTERESTED PARTIES are Cannon County Property Tax Division

THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE.

THIS 9th day of April, 2013

                                       

Robert Evans Lee, Substitute Trustee

Lee & Lee Attorneys at Law, P.C.

109 East Gay Street

Lebanon,TN 37087

615-444-3900

 

Run: April 24, 2013, May 1, 2013, May 8, 2013

 

NOTICE TO CREDITORS

Estate of

Elmer J. Freeze,

deceased

Notice is hereby given that on the 8th day of April, 2013, letters testamentary in respect of the estate of Elmer J. Freeze, deceased, were issued to the undersigned by the Chancery Court of Cannon County, Tennessee. All persons, both resident and non-residents, having claims matured and unmatured against said estate are required to file same with the clerk of the above named court within four months of the first publication of this notice, otherwise their claims will be forever barred.

This 8th day of April, 2013.

KIRBY FREEZE

Executor of the estate of Elmer J. Freeze, deceased.

William H. Bryson, Clerk & Master

Susan Melton, Attorney

2t-Apr. 17, 24

 

 

 

 

SUBSTITUTE TRUSTEE'SSALE

Sale at public auction will be on May 16, 2013 at 2:00PM local time, at the north door, Cannon County Courthouse, Woodbury, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Martha L. Jennings, unmarried, to Brent S. Knight, Trustee, on January 13, 2005 at Record Book 68, Page 528; all of record in the Cannon County Register's Office.

Owner of Debt: Beneficial Tennessee, Inc.

The following real estate located inCannon County,Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Described property located inCannon County,Tennessee, and being more particularly described in deed of record in Record Book 68, Page 528; in the Register's Office of Cannon County, Tennessee

Secondary Property Address:5264 Short Mountain Road,Woodbury,TN37190

Parcel Number: 042-021.00

Current Owner(s) of Property: Martha L. Jennings

Other interested parties: Citifinancial, c/o Jerre M. Hood, Attorney and Citibank South Dakota, N.A., c/o John M. Richardson, Jr., P.C.

The street address of the above described property is believed to be 5264ShortMountain,Woodbury,Tennessee37190, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

Saleis subject to tenant(s) rights in possession.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

Shapiro & Kirsch, LLP Substitute Trustee

www.kirschattorneys.com

Law Office of Shapiro & Kirsch, LLP

555 Perkins RoadExtended, Second Floor

Memphis,TN38117

Phone (901)767-5566

Fax (901)761-5690

File No. 13-045174

3t-April 17, 24, May 1

 

 

 

NOTICE OF SUBSTITUTE TRUSTEE'SSALETENNESSEE,CANNONCOUNTY

DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Julie Thomas and Larry Thomas, Jr. to Andrew C. Rambo, Trustee dated July 16, 2009 in the amount of $117,346.00, and recorded in the Register's Office of Cannon County, Tennessee in Instru-ment No. 33937, Deed Book 120, Page 439-453, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to JPMorgan Chase Bank, National Association by assignment; and, JPMorgan Chase Bank, National Association, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned,  any of whom may act, by instrument filed for record in the Register's Office of Cannon County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore,

NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, May 9, 2013 commencing at 12:00pm at the main entrance of the Cannon County courthouse in Woodbury, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Located, lying and being in the Twelfth (12th) Civil District of Cannon County, Tennessee and being more particularly described as follows, to-wit: Beginning on an iron pin in the North margin of State Hwy. 64 (Bradyville to Beech Grove Rd.) at the SE corner of this tract and the SW corner of the Bradyville Fire Hall Tract; thence with the road N 80 degrees 51 minutes 29 seconds W 72.45 feet, thence along a curve to the left with a delta angle of 24 degrees 10 minutes 49 seconds having a radius of 160.00 feet and an arc length of 67.52 feet, with a chord bearing and distance of S 85 degrees 46 minutes 58 seconds W 67.02 feet to the SW corner of this tract. Thence leaving the road N 34 degrees 31 minutes 02 seconds W 17.80 feet, thence N 11 degrees 12 minutes 49 seconds E 226.02 feet to the NW corner of this tract. Thence N 82 degrees 55 minutes 52 seconds E 232.37 feet to the NE corner of this tract. Thence S 6 degrees 07 minutes 44 seconds E 108.21 feet to the Fire Hall Tract. Thence N 80 degrees 03 minutes 33 seconds W 127.85 feet to the NW corner of the Fire Hall Tract. Thence S 3 degrees 36 minutes 13 seconds W 186.39 feet to the point of beginning and containing .99 acre, according to survey conducted by Thomas D. Cook, RLS #365 on October 1, 1996. For source of title to said realty reference is made to Warranty Deed from Jerry Dell Harrell and husband, Charlie F. Harrell to Larry Thomas and wife, Julie Thomas, dated July 16, 2009 and recorded on July 16, 2009 in Record Book 120, Page 437, Registers Office, Cannon County, Tennessee. This property is subject to and includes any and all lawful easements, setback lines, restrictions, etc. of record and applying to the within described property and to the zoning regulations of the appropriate governmental body. Parcel ID No.: 063-052.00 Map & Parcel No.: 063-052.00

PROPERTY ADDRESS:6474 Dug Hollow Road,Bradyville,Tennessee37026

Current Owner(s): Julie M. Thomas Subordinate Leinholders: N/A

Other Interested Parties: N/A All right and equity of redemption, statutory or other-wise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com

File No. 13-01866 /CONV

This law firm is acting as a debt collector and is attempting to collect a  debt. Any information obtained will be used for that purpose.  Ad # 48456

Ad Run Dates: 04/17/2013, 04/24/2013 and 05/01/2013

 

 

 

 

SUBSTITUTE TRUSTEE'SSALE

Sale at public auction will be on May 28, 2013 at 10:00AM local time, at the north door, Cannon County Courthouse, Woodbury, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Elizabeth A. Sunderland and William S. Sunderland, wife and husband, to Mary Frances Rudy, Trustee, on November 12, 2008 at Record Book 115, Page 185; all of record in the Cannon County Register's Office.

Owner of Debt: JPMorgan Chase Bank, National Association

The following real estate located inCannon County,Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Land in Cannon County, Tennessee, being Lot 4, Revised Map of Lots 3, 4 and 5 of Section Number 1 of Meadowview Subdivision, as shown on plat of record in Plat Cabinet 1, Slide 1-10A, in the Register's Office of Cannon County, to which plat reference is hereby made for a more particular description of said property.

Street Address:180 West Main Street,Auburntown,Tennessee37016

Parcel Number: 007-037.00

Current Owner(s) of Property: Elizabeth A. Suderland and William S. Sunderland, wife and husband

The street address of the above described property is believed to be180 West Main Street,Auburntown,Tennessee37016, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALEIS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

 

Shapiro & Kirsch, LLP Substitute Trustee

Law Office of Shapiro & Kirsch, LLP

555 Perkins RoadExtended, Second Floor

Memphis,TN38117

Phone (901)767-5566

Fax (901)761-5690

File No. 13-047950

 

3t-Apr. 24, May 1, 8

 

 

 

SUBSTITUTE TRUSTEE'SSALE

Sale at public auction will be on June 18, 2013 at 12:00 PM local time, at the north door, Cannon County Courthouse, Woodbury, Tennessee pursuant to Deed of Trust executed by Wayne G. Eberle, Jr., married, to Mark A. Rosser, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for First Ohio Banc & Lending, Inc. on June 16, 2010 at Record Book 126, Page 925, Instrument No. 36412; re-recorded in Record Book 127, Page 639; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Cannon County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, NA

The following real estate located inCannon County,Tennessee, will be sold to the highest call bidder:

The land referred to herein below is situated in theCountyofCannon, State ofTennessee, and is described as follows:

Beginning at an iron pin set in the east margin of State Route No. 64, on a road centerline offset of 25 feet, and being a corner with Wirt Evans (102-139); proceeding with a fence line and Evans south 85 degrees 51 minutes 24 seconds east 293.69 feet to an iron pin, and continuing north 8 degrees 55 minutes 07 seconds east 273.52 feet to an iron pin and a fence corner with Doris Patton (052-498); continuing with a fence line and with Patton south 82 degrees 42 minutes 39 seconds east 144.17 feet to a corner with Tract No. 2; thence proceeding south 3 degrees 00 minutes 07 seconds west (passing a corner with Tracts No. 2 and No. 4 at 354.05 feet) a total distance of 541.36 feet to an iron pin corner, and continuing south 75 degrees 47 minutes 03 seconds east 351.95 feet to an iron pin set 10 feet west from the center of a concrete driveway; continuing with said driveway offset south 15 degrees 20 minutes 05 seconds west 39.66 feet to a point and south 33 degrees 42 minutes 18 seconds west 81.46 feet to a corner, and continuing with a line set 10 feet northward from the concrete driveway centerline north 80 degrees 37 minutes 31 seconds west 71.03 feet to a point; thence north 71 degrees 32 minutes 09 seconds west 60.83 feet to a point; thence north 66 degrees 30 minutes 20 seconds west 192.11 feet to a point; thence north 67 degrees 34 minutes 37 seconds west 74.44 feet to a point; thence north 71 degrees 45 minutes 44 seconds west 80.16 feet to a point; thence north 67 degrees 39 minutes 52 seconds west 43.39 feet to a point; thence north 55 degrees 28 minutes 08 seconds west 84.86 feet to a point; thence north 48 degrees 33 minutes 45 seconds west 77.18 feet to a point; thence north 66 degrees 36 minutes 11 seconds west 49.73 feet to an iron pin set in the east margin of State Route No. 64 on a road centerline offset of 25 feet; and proceeding north 2 degrees 53 minutes 03 seconds east 182.89 feet to the Point of beginning and containing 5 acres (acreage not warranted).

Street Address:4691 Bradyville Road,Readyville,Tennessee37149

Parcel Number: 056-57.00

Current Owner(s) of Property: Wayne G. Eberle, Jr., married

The street address of the above described property is believed to be4691 Bradyville Road,Readyville,Tennessee37149, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALEIS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.

This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.

 

Shapiro & Kirsch, LLP Substitute Trustee

www.kirschattorneys.com

Law Office of Shapiro & Kirsch, LLP

555 Perkins RoadExtended, Second Floor

Memphis,TN38117

Phone (901)767-5566

Fax (901)761-5690

 

File No. 12-043270

3t-Apr. 24, May 1, 8

 

SUBSTITUTE TRUSTEE'SSALE

 

Sale at public auction will be on June 18, 2013 at 12:00 PM local time, at the north door, Cannon County Courthouse, Woodbury, Tennessee pursuant to Deed of Trust executed by Michael Shane Merritt, a married man, and wife, Cheryl Lynn Merritt, to Jeffrey Farris, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for NBank, NA on February 28, 2005 at Record Book 70, Page 74, Instrument No. 19078; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Cannon County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, N.A.

The following real estate located inCannon County,Tennessee, will be sold to the highest call bidder:

Beginning on an iron pin in the South margin of the Hoover Public Road, this point being 320 feet West of the Gaither Lane; running thence about West with the South margin of the Hoover Public Road 200 feet to an iron pin therein; running thence about South 200 feet to an iron pin; running thence about Southeast 200 feet to an iron pin; and running thence about North 230 feet to the point of beginning, containing approximately one (1) acre more or less (acreage not warranted).

THERE MAY BE A MANUFACTURED HOME LOCATED UPON THE ABOVE- DESCRIBED PROPERTY WHICH MAY OR MAY NOT BE PERMANENTLY AFFIXED TO SAID PROPERTY.

IN THE EVENT IT IS DETERMINED THAT THE MANUFACTURED HOME IS NOT PERMANENTLY AFFIXED TO THE PROPERTY, IT SHALL BE THE RESPONSIBILITY OF THE PURCHASER TO UNDERTAKE ANY AND ALL LEGAL STEPS NECESSARY TO OBTAIN TITLE TO SAID MANUFACTURED HOME.

Street Address:181 Hoover Road,Woodbury,Tennessee37190

Parcel Number: 044 -045.00

Current Owner(s) of Property: Michael Shane Merritt, a married man

The street address of the above described property is believed to be181 Hoover Road,Woodbury,Tennessee37190, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALEIS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.

This office may be a debt collector.  This may be an attempt to collect a debt and any information obtained may be used for that purpose.

 

Shapiro & Kirsch, LLP Substitute Trustee

www.kirschattorneys.com

Law Office of Shapiro & Kirsch, LLP

555 Perkins RoadExtended, Second Floor

Memphis,TN38117

Phone (901)767-5566

Fax (901)761-5690

 

File No. 11-018663

3t-Apr. 24, May 1, 8

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