Public Notices: 3-27-2013

NOTICE OF SUBSTITUTE TRUSTEE`S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 22, 2006, executed by RICHARD ERQUHART, RITA ERQUHART, conveying certain real property therein described to ROBERT M. WILSON, as Trustee, as same appears of record in the Register's Office of Cannon County, Tennessee recorded September 28, 2006, in Deed Book 90, Page 746; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Cannon County, Tennessee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on April 18, 2013 at 02:00 PM at the Main Entrance of the Cannon County Courthouse, located in Woodbury, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Cannon County, Tennessee, to wit: BEING ALL OF LOT 1, MINOR SUBDIVISION, DANIEL DAVIS SUBDIVISION ACCORDING TO PLAT AND SURVEY OF RECORD IN PLAT CABINET 2, SLIDE 2-178-B OF THE REGISTER`S OFFICE FOR CANNON COUNTY, TENNESSEE TO WHICH PLAT AND SURVEY REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DETAILS OF LOCATION AND DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONVEYED TO RICHARD ERQUHART AND WIFE, RITA ERQUHART BY DEED FROM DANIEL DAVIS, AN UNMARRIED MAN, DATED SEP-TEMBER 22, 2006, OF RECORD IN BOOK90 PAGE 744, REGISTER`S OFFICE FOR CANNON COUNTY, TENNESSEE. Parcel ID: 059-062.01

PROPERTY AD-DRESS: The street address of the property is believed to be 2639 EUGENE REED RD, WOODBURY, TN 37190. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): RICHARD ERQUHART, RITA ERQUHART

OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846

 Ad #47030: 2013-03-27  2013-04-03, 2013-04-10 

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, CANNON COUNTY

DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Elaine Adams to Kath Winstead, Trustee dated February 10, 2006 in the amount of $68,500.00, and recorded in the Register's Office of Cannon County, Tennessee in Deed Book 83, Page 263-278, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to JPMorgan Chase Bank, National Association by assignment; and, JPMorgan Chase Bank, National Association, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, any of whom may act, by instrument filed for record in the Register's Office of Cannon County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, May 2, 2013 commencing at 12:00pm at the main entrance of the Cannon County courthouse in Woodbury, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being known and designated as 303 Greenbriar Street, Woodbury, Tennessee, and being Lot No. 10, Forest Park Subdivision, West portion of Section No. 4 Sixth Civil District of said County and plat of which appears of record in Plat Book 1, Page 57, Registers Office of Cannon County, Tennessee. As shown by plat, this lot has a frontage of 75 feet on Greenbriar Street, a back line of 75 feet and a depth of 150 feet, running about South between parallel lines from Greenbriar Street. For source of title to said realty reference is made to Warranty Deed from Geneva L. Poole to Elaine Adams, dated March 8, 2005 and recorded on March 8, 2005 in Record Book 70, Page 210, Registers Office, Cannon County, Tennessee. This property is subject to and includes any and all lawful easements, setback lines, restrictions, etc. of record and applying to the within described property and to the zoning regulations of the appropriate governmental body. Parcel ID No.: 046BA052.00 000 Map & Parcel No.: 046BA052.00 000

PROPERTY ADDRESS: 303 Greenbriar Street, Woodbury, Tennessee 37190

CURRENT OWNER(S): Elaine Adams

SUBORDINATE LEINHOLDERS: JPMorgan Chase Bank, N.A., Discover Bank OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Develop-ment are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 12-10085 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ad # 47048

Ad Run Dates: 3/27/2013, 4/3/2013, and 4/10/2013

TRUSTEE'S SALE
Whereas, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated January 11, 2002, and the Deed of Trust of even date securing the same, recorded February 7, 2002, at Book 24, Page 331 in Office of the Register of Deeds for Cannon County, Tennessee, executed by RILLA SUE BOGLE AND EARL BOGLE, conveying certain property therein described to Atlantic Assurance Company as Trustee for Centex Home Equity Company, LLC; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee.
Now, therefore, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on April 5, 2013 on or about 3:45 P.M., at the Cannon County Courthouse, Woodbury, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Cannon County, Tennessee, and being more particularly described as follows:
Situated in the Sixth (6th) Civil District of Cannon County, Tennessee.
Located, lying and being on both side of Pleasant Ridge Public Road and bounded on the North by lands of Floyd Campbell and Macon Davenport; bounded on the South by lands of Dorris Nichols, Sunny Hill Church of Christ and the Pleasant Ridge Public Road; bounded on the East by lands of Dorris Nichols, Sunny Hill Church of Christ, and the Pleasant Ridge Public Road; and, bounded on the West by lands of Frank Moorehead, Sunny Hill Church of Christ, Dorris Nichols and the Pleasant Ridge Public Road.
ALSO KNOWN AS:  2712 Pleasant Ridge Road, Woodbury, Tennessee 37190
The HB 3588 letter was mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117.  This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:  Rilla Sue Bogle; Earl Bogle
The sale held pursuant to this Notice may be rescinded at the Successor Trustee's option at any time.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  W&A No. 931 218903
Dated March  4, 2013

WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
DSaleNoticeTN-Shellie_tcrow_130304_1059

FOR SALE INFORMATION, VISIT WWW.MYFIR.COM
and WWW.REALTYTRAC.COM

Insertion dates: March 12, 2013, March 19, 2013, March 26, 2013

NOTICE OF SUBSTITUTE TRUSTEE'S SALE TENNESSEE, CANNON COUNTY
DEFAULT having been made in the terms, conditions and payments provided in certain Deed of Trust executed by Todd S. Brower and Jeanne M. Brower to Thomas L. Moser, Trustee dated November 30, 2001 in the amount of $102,500.00, and recorded in the Register's Office of Cannon County, Tennessee in Deed Book 21, Page 423-436 Re-Recorded on 05/17/2002 in Book 28 PG 509, ("Deed of Trust"); and, the beneficial interest of said Deed of Trust having been last transferred to JPMorgan Chase Bank, National Association by assignment; and, JPMorgan Chase Bank, National Association, as the current holder of said Deed of Trust (the "Holder"), has appointed as Substitute Trustee the undersigned, any of whom may act, by instrument filed for record in the Register's Office of Cannon County, Tennessee with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; therefore, 
NOTICE is hereby given that the entire amount of said indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and the undersigned as Substitute Trustee, or a duly appointed attorney or agents by virtue of the power and authority vested by the Appointment of Substitute Trustee, will on Thursday, April 4, 2013 commencing at 12:00pm at the main entrance of the Cannon County courthouse in Woodbury, Tennessee; sell to the highest bidder for cash, immediately at the close of sale, the following property to-wit: Being all of Lot No. 6, Lee Acres, Section Two, according to survey and plat of same appearing of record in Plat Cabinet 2, Slide or Page 2-12A, of the Registers Office of Cannon County, Tennessee, to which plat reference is hereby made for more complete details as to location and description of said lot. Being the same property conveyed to Todd S. Brower and wife, Jeanne M. Brower, by deed from Charles W. McCalla and wife, Glenda L. McCalla, d/b/a McCalla Homes, by deed from R & B Enterprises, LLC, as shown of record in Record Book 8, Page 170, Registers Office for Cannon County, Tennessee. Parcel Id No.: 46I-A-2.00   Map & Parcel No.: 46I-A-2.00  
PROPERTY ADDRESS:  75 Stonewall Lane, Woodbury, Tennessee 37190
CURRENT OWNER(S): Todd S. Brower and Jeanne M. Brower SUBORDINATE LIENHOLDERS: N/A
OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, however, the undersigned will sell and convey only as Substitute Trustee. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property; as well as any prior liens or encumbrances as well as priority created by a fixture filing; and/or any matter that an accurate survey of the premises might disclose.
If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the sale will be subject to the applicable governmental entities` right to redeem the property, as required by 26 U.S.C § 7425 and T.C.A. § 67-1-1433.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust. The notice requirements of T.C.A. §35-5-117 were satisfied prior to the first publication of the Notice of Substitute Trustee`s Sale. Substitute Trustee reserves the right to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.
MCC TN, LCC 3525 Piedmont Road NE, Six Piedmont Center, Suite 700 Atlanta, GA 30305 (404) 373-1612 www.mccurdycandler.com File No. 13-01152 /CONV Ad Run Dates: 3/13/2013, 3/20/2013, and 3/27/2013
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Ad # 46723

Ad Run Dates: 3/13/2013, 3/20/2013 and 3/27/2013

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on April 18, 2013 at 12:00PM local time, at the north door, Cannon County Courthouse, Woodbury, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Horace R. Mahaffa and Margaret Y. Mahaffa, husband and wife, to Mark A. Ellmore, Jr., Trustee, on April 30, 1999 at Book TD-151, Page 370; all of record in the Cannon County Register's Office.
Owner of Debt: LPP Mortgage LTD
The following real estate located in Cannon County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
Described property located in Cannon County, Tennessee, and being more particularly described in deed of record in Book TD-151, Page 370; in the Register's Office of Cannon County, Tennessee
Parcel Number: 078-040.00
Current Owner(s) of Property: Rayford Mahaffa, aka Horace R. Mahaffa and Yvonne Smith, aka Margaret Y. Mahaffa
Other interested parties: Eben Frizzell d/b/a All Techni-Clean c/o Andrew L. Messick, Attorney
The street address of the above described property is believed to be 2835 Parker Road, Morrison, Tennessee 37357, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the notice requirements of T.C.A. 35-5-117 have been met.
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690

File No. 12-044059
 
3t-Mar. 20, 27, Apr. 3

NOTICE OF SUBSTITUTE TRUSTEE`S SALE
Whereas, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 12, 2008, executed by JERRY T. REED, MISTY L. REED, conveying certain real property therein described to Matt B. Murfree, as Trustee, as same appears of record in the Register's Office of Cannon County, Tennes-see recorded June 13, 2008, in Deed Book 111, Page 264-272; and
Whereas, the beneficial interest of said Deed of Trust was last transferred and assigned to Bank of America, N.A. who is now the owner of said debt; and
Whereas, Notice of the Right to Foreclose, if required pursuant to T.C.A. § 35-5-117, was given in accordance with Tennessee law; and
Whereas, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Cannon County, Tennessee.
Now, therefore, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on April 18, 2013 at 02:00 PM at the Main Entrance of the Cannon County Courthouse, located in Woodbury, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds only the following described property situated in Cannon County, Tennessee, to wit: located, lying and being in the second (2nd) Civil District of Cannon County, Tennessee and being more particularly described as follows, to-wit: beginning on an iron pin at Reed`s (formerly Molitor) northwest corner in Bush line; running thence in an easterly direction with Reed and Davis lines 829 feet to an iron pin in Reed line; continuing thence in an southeasterly direction with Davis line (an existing fence line) 410.83 feet to an iron pin; thence continuing with Davis (existing fence) in an easterly direction 599.28 feet to an iron pin in rock fence at Woodson and Davis corner; thence in a northerly direction with Woodson`s line (rock fence) 75 feet to an iron pin; thence leaving Woodson`s line in a westerly direction 560 feet to an iron pin; thence in a northwesterly direction 360 feet to an iron pin; thence in a northerly direction 215.2 feet to an iron pin; thence in a westerly direction 730.4 feet to the point of beginning, containing 8.57 acres, more or less. For source of title to said realty reference is made to a certain warranty deed from Charles Alan Bush and wife, Cynthia S. Bush to Jerry T. Reed and wife, Misty l. Reed dated June 12, 2008 and recorded on June 13, 2008 in record book 111, page 262, Register`s Office, Cannon County, Tennessee. Grantors further convey unto grantees, their heirs and assigns, a 50 foot right-of-way following an existing roadway leading from north margin of U.S. Highway 70s in a northerly direction to the south boundary line of the property hereby conveyed. This property is benefited by subsurface sewage disposal system easement as shown in deed book 178, page 265, Register`S Office, Cannon County, Tennessee. This property is subject to any and all lawful easements, setback lines, restrictions, etc. Of record and applying to the within described property and to the zoning regulations of the appropriate governmental body.
Parcel ID: 038-041.00 Property address: The street address of the property is believed to be 228 Bush Haven Lane, Woodbury, Tn 37190.
In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. Current owner(s): Jerry T. Reed, Misty L. Reed other interested parties: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an-nouncement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 

Ad #46839: 2013-03-20  2013-03-27, 2013-04-03 

NOTICE TO CREDITORS
Estate of
WILLIAM D. ALLINGHAM, deceased
Notice is hereby given that on the 19th day of March, 2013 letters testamentary in respect of the estate of William D. Allingham, deceased were issued to the undersigned by the County Probate Court of Cannon County, Tennessee. All persons, both resident and non-residents, having claims matured and unmatured against said estate are required to file same with the clerk of the above named court within four months of the first publication of this notice, otherwise their claims will be forever barred.
This March 19, 2013.

Lynn Allingham, Kym Anton, Jonhn Allingham
Co-Executors of the estate of William D. Allingham, deceased

Bobby Smith, County Clerk
Michael G. Kaplan, Attorney
2t-Mar. 27, Apr. 3

NOTICE TO CREDITORS
Estate of
 Lloyd W. Campbell, deceased
Notice is hereby given that on the 28th day of February, 2013 letters testamentary in respect of the estate of Lloyd W. Campbell, deceased were issued to the undersigned by the County Probate Court of Cannon County, Tennessee. All persons, both resident and non-residents, having claims matured and unmatured against said estate are required to file same with the clerk of the above named court within four months of the first publication of this notice, otherwise their claims will be forever barred.
This February 28, 2013.
Stanton Campbell and Brenda Faye Royal
Co-Executors of the estate of Lloyd W. Campbell, deceased
Bobby Smith,
County Clerk
Sandra Y. Trail, Attorney
2t-Mar. 27, Apr. 3
NOTICE OF SUBSTITUTE TRUSTEE'S SALE
WHEREAS, default having been made in the payment of the debts and obligations secured by that certain Real Estate Deed of Trust for Tennessee executed on May 6, 1985 by Floyd Grizzle, to Johnny V. Crow, Trustee, as same appears of record in the Register's Office of Cannon County, Tennessee in Deed Book 70, Page 15, recorded May 6, 1985, ("Deed of Trust"); and
WHEREAS, the beneficial interest of said Deed(s) of Trust is the United States of America, acting by and through the United States Department of Agriculture ("USDA"); and
WHEREAS, USDA, the current owner and holder of said Deed(s) of Trust appointed Jerry Jolley as Substitute Trustee by instrument filed for record in the Register's Office of Cannon County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed(s) of Trust; and
NOW THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed(s) of Trust by USDA, and Jerry Jolley as Substitute Trustee, or duly appointed agent, pursuant to the power, duty, and authorization in and conferred by said Deed(s) of Trust, will on Monday, April 22, 2013, commencing at 10:00 A.M. at the North door at the Cannon County Courthouse, Woodbury, Tennessee, proceed to sell at public outcry to the highest bidder either for cash or 10 percent of the high bid price as a non-refundable deposit with balance due within ten (10) days of sale, and if such balance goes unpaid, USDA will retain the deposit and re-foreclose) the following described property lying and being in the 5th Civil District in Cannon County, Tennessee to wit:
A metes and bounds description of the property is included in the deed referenced below.
Map: 72  Parcel 27.00
Property Address: 2210 Bull Pen Creek Rd, Woodbury, TN 37190
Being the same property conveyed by the United States of America to Floyd Grizzle by deed of record in Deed Book 135, Page 48, and subsequently conveyed to Rebecca Ann Parker by deed of record in Deed Book 66, Page 549, in the said Register's Office.
CURRENT OWNERS:  Rebecca Ann Parker (by Assumption Agreement)
The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose.
PARTIES INTERESTED: Arrow Financial Services   First Bank  All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed(s) of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

Jerry Jolley
Substitute Trustee
390 South Lowe, Suite K
Cookeville, TN 38501
http//www.resales.usda.gov

Publication Dates: March 27, April 3, and April 10, 2013

SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on April 25, 2013 at 12:00PM local time, at the north door, Cannon County Courthouse, Woodbury, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Jeffrey A. Todd and Tracey P. Todd, husband and wife, to I. Dyke Tatum, Trustee, on May 18, 2000 at Record Book 2, Page 62; all of record in the Cannon County Register's Office.
Owner of Debt: Regions Bank, successor by merger to Union Planters Bank, N.A.
The following real estate located in Cannon County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
LOCATED, lying and being in the Fifth (5th) Civil District of Cannon County, Tennessee and being described as follows, to-wit:
BEING ALL OF LOT NUMBER FIFTEEN (15), SECTION I, WOODLAND ESTATES, according to survey and plat of same appearing of record in Plat Cabinet 1, Slide 179, of the Register's Office of Cannon County, Tennessee, to which plat reference is hereby made for more complete details as to location and description of said lot.
Street Address: 164 Heather Heights, Bradyville, Tennessee 37026
Parcel Number: 071M-A-006.00
Current Owner(s) of Property: Jeffery A. Todd AKA Jeffrey A. Todd and wife, Tracey P. Todd
The street address of the above described property is believed to be 164 Heather Heights, Bradyville, Tennessee 37026, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
If applicable, the notice requirements of T.C.A. 35-5-117 have been met.
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
File No. 13-045404

Insertion Dates: March 25, 2013, April 1, 2013 and April 8, 2013