SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on March 9, 2016 at 10:00AM local time, at the center inside courthouse, Cannon County Courthouse, 200 West Main Street, Woodbury, Tennessee, pursuant to Deed of Trust executed by Monica Doumas, to Andrew C. Rambo, Trustee, on January 15, 2010 at Record Book 124, Page 42, Instrument No. 35291; all of record in the Cannon County Register's Office.
Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns
The following real estate located in Cannon County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
LAND in Cannon County, Tennessee, being more particularly described as follows, to-wit:
BEGINNING on an existing iron pipe in the Southwest margin of O'Neal Street in Auburntown, Tennessee and the same being a corner of Susan Melton and running thence South 71 deg. 47' 15" West, 71.98 feet with Susan Melton's line to an iron pin; thence North 20 deg. 34' 42" West, 87.00 feet with Alta Bryant's line to an existing iron stake; thence North 71 deg. 50' 53" East, 70.94 feet with Clarence Cooper passing through a garage to a P.K. nail in the Southwest margin of O'Neal Street in the drive; thence South 21 deg. 15' 45" East, 87.00 feet with the Southwest margin of O'Neal Street to the beginning. Containing 0.14 acres, as per survey of Earl W. Smith, TN RLS No. 466, P.O. Box 423, McMinnville, TN 37111 on August 21, 2006.
BEING the same property conveyed to Monica Doumas, unmarried, by Warranty Deed from Kelly Hagy, unmarried, of record in Record Book 124, page 40, in the Register's Office of Cannon County, Tennessee.
Parcel Number: 007E A 039.00
Current Owner(s) of Property: Monica Doumas, unmarried
Street Address: 78 O'Neal Street, Auburntown, Tennessee 37016
Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.
Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee
File No. 15-101853
THIS INSTRUMENT WAS PREPARED FROM INFORMATION FURNISHED BY THE PARTIES HEREIN FOR WHICH THE PREPARER ASSUMES NO RESPONSIBILITY,
PREPARED BY: MATTHEW D. COWAN
ATTORNEY AT LAW
P.O. BOX 446
WOODBURY, TN 37190
NOTICE OF SUBSTITUTE TRUSTEE'S SALE
DEFAULT having been made in the terms, conditions, and payments provided for in a Deed of Trust dated the 27TH day of August, 2012, executed by JOHNNY L. NICHOLS to Claus Thormaehlen, Trustee, of record in Trust Deed Book 140, Page 748, Register's Office for Cannon County, Tennessee, to secure the indebtedness therein described, First National Bank, being the holder of said indebtedness, having demanded payment which is past due and unpaid and said payment having not been made;
THEREFORE, I, MATTHEW D. COWAN, having been directed so to do by the holder of said indebtedness and by virtue of the power and authority vested in me by said Substitute Trustee Deed recorded in Record Book 164, Page 898, Register's Office, Cannon County, Tennessee; and,
ON March 11, 2016, at 10:00 o'clock A.M. at the MAIN ENTRANCE of the Courthouse at Woodbury, Tennessee, will sell to the highest and best bidder free from the equity of redemption, homestead, and dower and all other exemptions which are expressly waived, the following described property located in the Fourteenth (14th) Civil District of Cannon County, Tennessee, to-wit:
LOCATED, lying and being in the Fourteenth (14th) Civil District of Cannon County, Tennessee and being more particularly described as follows, to-wit:
BEGINNING on an iron pin in the center of a Fann Road, running thence in a Northerly direction on a straight line approximately 684 feet to a steel post beside a 18" chestnut oak tree in Lehman Nichols line; thence in a Westerly direction with Lehman Nichols line approximately 735 feet to an iron pin next to a 24 inch sugar maple tree; thence continuing with Lehman Nichols line in a Southwesterly direction approximately 207 feet to an iron pin to center of Fann Road; thence in a southeasterly direction with the center of Fann Road approximately 921 feet to the point of beginning, containing 9 acres, more or less.
FOR source of title to said realty reference is made to Warranty Deed from John D. Nichols and wife, Lou Ellen Nichols to Johnny L. Nichols and wife, Lisa M. Nichols, dated June 1, 2000 and recorded on June 3, 2000 in Record Book 2, Page 390, Register's Office, Cannon County, Tennessee. Further, reference is made to Quitclaim Deed from Lisa Michelle Nichols to Johnny Lee Nichols, dated June 18, 2012 and recorded August 27, 2012 in Record Book 140, Page 716, in said Register's Office.
THIS property is subject to a right of way for ingress/egress as shown in Record Book 2, Page 390, Register's Office, Cannon County, Tennessee.
INCLUDED in this conveyance is water rights as shown in Record Book 2, Page 390, Register's Office, Cannon County, Tennessee.
This property is subject to and includes any and all lawful easements, setback lines, restrictions, etc. of record and applying to the within described property and to the zoning regulations of the appropriate governmental body.
Said Deed of Trust recites title as unencumbered, except as noted herein, but sale will be made as Trustee only, without covenant of seizing or warranties of title, and title will be made subject to any unpaid taxes and assessments and all valid restrictions, liens, covenants or easements, if any, of record on said property.
The above-described property has a street address known as: 344 Fann Road, Woodbury, TN 37190. Such address is not part of the legal description of the property sold herein, and in the event of any discrepancy, the legal description herein shall control.
The terms of sale are as follows: ten (10) percent earnest money down on the date of sale. Buyer will have thirty (30) days to pay First National Bank Woodbury if by cash sale. Buyer will have forty-five (45) days to pay First National Bank Woodbury if purchasing via financing. If payment is not secured during the above-mentioned time frames, the property shall be sold to the next highest bidder.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED MAY BE USED FOR SUCH PURPOSE.
DATED: This the 9TH day of February, 2016.
MATTHEW D. COWAN
WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated March 7, 2008, and the Deed of Trust of even date securing the same, recorded March 14, 2008, in Book No. 108, at Page 454, in Office of the Register of Deeds for Cannon County, Tennessee, executed by Michael W. Moore and Patricia J. Moore, conveying certain property therein described to W.G. Weaver Title & Escrow, LLC as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Selene Finance, LP.
NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Selene Finance, LP, will, on April 14, 2016 on or about 12:00 PM, at the At the County Courthouse Square, Cannon County Courthouse, Woodbury, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Cannon County, Tennessee, and being more particularly described as follows:
Parcel 1: Beginning on an iron pin in the East margin of Highway 146, said pin being the SW corner of the property herein described and the NW corner of Short Mountain School property; thence with same school property S 79 deg. 00' 55" E 366.08 feet to an iron pin in school property line, also the SW corner of Elisa Ferrell's property; thence with Ferrell's line N 12 deg. 09' 28" E 100.00 feet to an iron pin in Ferrell's west property line, also the NE corner of the property being described; thence with a new line N 71 deg. 22' 24" W 215.44 feet to an iron pin at a maple tree, also Ellis Ferrell's corner; thence with Ferrell's corner N 81 deg. 11' 12" W 71.94 feet to an iron pin, being the SE corner of Dekalb Telephone Cooperative and Ferrell's NW corner; thence with the line of Dekalb Telephone Cooperative N 80 deg. 46' 13" W 80.54 feet to an iron pin in the East margin of Highway 146 also the NW corner of Dekalb Telephone Cooperative and the NW corner of the property being described; thence with the margin of said Highway S 12 deg. 00' 45" W 123.45 feet to the point of beginning, containing 1.00 acre, more or less, according to survey conducted by Richard Hearon Puckett, Registered Land Surveyor, on September 2, 1987.
Parcel 2: Beginning on an iron pin in the West property line of Ellis Ferrell, also the Northeast corner of a one acre lot conveyed to D. Mayo and the Southeast corner of the property herein described, thence with Ferrell's West line N 12 deg. 09'28" E, 25.57 feet to an iron pin at a corner post; thence with Ferrell's line N 58 deg. 18'22" W 198.14 feet to an iron pin in Ferrell's line, said pin being the Northwest corner of the property herein described; thence with Ferrell's line S 34 deg. 10' 57" W 77.87 feet to an iron pin at a maple tree; thence with a new line S 71 deg. 22' 24" E 215.44 feet to the point of beginning, containing in all 0.23 acres.
ALSO KNOWN AS: 6058 Short Mountain Road, Woodbury, TN 37190
This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:
Michael W. Moore
Patricia J. Moore
The sale held pursuant to this Notice may be rescinded at the Successor Trustee's option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 310708
DATED February 12, 2016
WILSON & ASSOCIATES, P.L.L.C.,
FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM
SUBSTITUTE TRUSTEE'S SALE
Default having been made in the terms, conditions, provisions and payments made and provided for in a Deed of Trust dated April 4, 1997, executed by Andrew S. Dick, a Single Person, to Bankers Title Company, Trustee, and recorded in Book 135, Page 242, and assignment to Vanderbilt Mortgage and Finance, Inc. of record in Book 75, Page 629, and re-assigned to The Bank of New York Mellon Trust Company, NA of record in Book 133, Page 791, Register's Office for Cannon County, Tennessee, to secure the indebtedness therein described, and the entire indebtedness having been called due and payable as provided in said deed of trust, and said payment not having been made, and the lawful Attorney-In-Fact and Servicer of said indebtedness having appointed the undersigned, David G. Mangum, as substitute trustee by written instrument dated February 3, 2016, recorded in Book 164, Page 899, in the above mentioned Register's Office, notice is hereby given that I, the undersigned substitute trustee, or my designated agent, under the power and authority vested in me by said deed of trust, and having been requested to do so by the lawful owner and holder of said debt, will on Tuesday, March 15, 2016 at 3:45 p.m. at the front entrance of the Courthouse in Woodbury, Cannon County, Tennessee, sell at public outcry to the highest and best bidder for cash, free from the equity of redemption, homestead and dower, and all other exemptions and rights of every kind, all of which are expressly waived in said deed of trust, the following described tract or parcel of land more particularly described as follows, to-wit:
Beginning on a PK nail in the center of the petty Gap Road at the SE comer of this tract and the SW comer of Tract No. 1, and this point is also located N 88 deg. 38' 19" W, 3147.69 feet from the center of the intersection of the Basham Ridge Road; thence with the Petty Gap Road, S 65 deg. 29' 23" W, 210.05 feet, S 69 deg. 40' 05" W, 115.30 feet, S 71 deg. 34' 44" W, 381.11 feet, S 75 deg. 41' 31" W, 99.24 feet, S 67 deg. 34' 40" W, 102.11 feet, S 63 deg. 41' 16" W, 151.35 feet to the SW corner of this tract; thence leaving the road and with a fence line N 21 deg. 06' 07" W, 308.69 feet N 25 deg. 25' 19" W, 138.30 feet, N 20 deg. 14' 29" W, 157.71 feet, N 11 deg. 52' 39" W, 71.01 feet, N 2 deg. 21' 09" E, 98.96 feet N 6 deg. 03' 06" E, 249.30 feet, N 7 dog. 12' 40" W, 117.25 feet to the corner of this tract at a fence corner; thence with the fence N 74 deg. 24' 10" E, 124.41 feet, N 86 deg. 24' 07· E, 122.33 feet, N 73 deg. 35' 23" E, 147.76 feet, N 61 deg. 34' 46" E, 73.84 feet, N 70 deg. 53' 45" E, 365.51 feet to the NE corner of this tract and the NW corner of Tract No.1; thence leaving the fence S 17 deg. 11' 42" E, 1078.86 feet back to the point of beginning and containing 23.251 acres, more or less, according to survey conducted by Thomas D. Cook, RLS No. 365 on October 26, 1993.
BEING the same property conveyed to Andrew S. Dick by deed from Patricia J. Wilson dated 04/04/97 of record in Book 174, Page 302, said Register's Office.
Subject to any and all existing easements, setback lines and restrictive covenants of record in said Register's Office, including but not limited to Fixture Filing to Middle Tennessee Electric Membership Corporation of record in Book 123, Page 404, said Register's Office.
This description was taken from the deed of trust being foreclosed on of record in Book 135, page 242, and assignment to Vanderbilt Mortgage and Finance, Inc. of record in Book 75, Page 629, and re-assigned to The Bank of New York Mellon Trust Company, NA of record in Book 133, Page 791said Register's Office.
TAX MAP-PARCEL NO.: 065-014.00
PROPERTY ADDRESS: 1692 Petty Gap Road, Woodbury, TN 37190, as shown on the tax maps for the Assessor of Property for Cannon County, TN.
This sale is subject to any and all unpaid real estate taxes; restrictive covenants, easements and setback lines; any and all redemption rights, including rights of redemption of any governmental agency, State or Federal, and any and all prior liens or encumbrances against said real property. Said sale is further subject to matters that an accurate survey of the property might disclose.
The property sold pursuant to this notice shall be sold "AS IS" and neither the Substitute Trustee nor the beneficiary of the Deed of Trust, nor any agent or attorney therefore, makes or shall make any warranty, whether express or implied, as to the condition, quality or quantity thereof, including, but not limited to, the enforceability of any lease affecting the property, the existence or absence of defaults under or the effect or this sale upon the rights of any party under such lease. The Substitute Trustee shall make no warranty of title, express or implied, and will sell and convey the subject real property by Substitute Trustee's Deed only.
The substitute trustee may adjourn or postpone the aforementioned sale of real property by public announcement at such time and place of sale, and from time to time thereafter may postpone such sale by public announcement at the time and place fixed by the preceding postponement or subsequently noticed sale, and without further notice make such sale at the time fixed by the last postponement, or may, in its discretion, give a new notice of sale. If applicable, the Notice requirements of T.C.A. § 35-5-117 have been met.
The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Substitute Trustee, be cause for rejection of the bid, and, if the bid is rejected, the Substitute Trustee shall have the option of making the sale to the next highest bidder who is ready, willing, and able to comply with the terms thereof. The proceeds derived from the sale of the property will be applied as provided for in said deed of trust.
Terms of sale: Cash
Substitute Trustee: David G. Mangum
2303 Franklin Road
Nashville, TN 37204
Interested Parties: Middle Tennessee Electric Membership Corporation, fixture filing
Springleaf Financial Services f/k/a American General Service, Inc., judgment lien
CACH, LLC, judgment lien
Publish Newspaper: The Cannon Courier
Editions dated: Tuesday, February 23, March 1, and March 8, 2016